Real Estate Loan Alternatives. Finance Your House with your Assistance

Advance Payment Assistance & Homebuyer Education

The Equitable Bank participates in many advance payment support programs that assist income-eligible purchasers receive funds that assist with down closing and payment expenses.

  • FHLBC DPP Grant up to $6000
  • Home Consortium DPA up to $5000

We make use of numerous area community teams to produce homebuyer training, which can be needed for many advance payment support programs.

Credit Builder Loan System

The Credit Builder Loan through the Equitable Bank was designed to assist a person with no credit or with credit dilemmas to re-establish good credit rating. Additionally it is a fantastic choice for those seeking to preserving for a big purchase or even an advance payment on a home that is new.

So how exactly does it work?

We are going to provide you a collection amount of cash ($500 or even more, centered on your situation that is financial placed into an interest-earning certification of deposit (CD) in your title. Each thirty days you repay the actual quantity of the mortgage plus interest. We are accountable to the credit bureau the manner in which you handle your loan re re re payments every month. In the event that you create your monthly obligations on time you can expect to build a confident credit score, all while saving cash on your own.

FHA (Federal Housing Management) Loan

VA (Veterans Affairs) Loan

WHEDA Loan (Wisconsin Housing and Economic Developing Authority)

WHEDA loans offer homebuyers a reduced payment, reduced price, and shutting expense support for the 30-year mortgage that is fixed.

Contact any of our community lending specialists for more information.

Meet The Community Lending Team

Veron Gray

Consumer Philosophy

It’s important that my customers realize the home loan process and I also will usually work with their most useful interest.

Consumer Comments“Veron ended up being very worked and professional beside me through this loan buying procedure for 2.5 years. Thank you Veron for the work that is hard and.”

«we came across Veron Gray at a time that is first purchasers seminar (WHEDA), she’s got for ages been helpful throughout the years. I’ve been a client, and my experience happens to be good. Every you have been helpful, expert and friendly.»

Many years of Experience: 17 years

My expertise is first-time house buyers and give programs. I adore helping people understand their desire possessing a house!

Gail Milani

Consumer Philosophy

Every consumer and each true mortgage loan differs from the others. We simply take the time and energy to discover the patient requirements of each of my clients and make sure they know most of the options open to them. My work would be to be sure I always work to ensure the process is as easy as possible that you are making informed decisions about your finances and.

Client Responses

“Working with Gail Milani and also the Equitable Bank had been an extremely experience that is rewarding. I felt like Gail cared I am happy with the financial solutions she provided to me. about me as a person and”

Several years of Experience: 35 years in banking and 21 years in community lending

My expertise is based on dealing with first-time house purchasers. We just just take satisfaction in aiding each individual attain their objective of becoming a home owner. There is nothing more satisfying rather than experience a grouped household transfer to their brand new home.

Mario Monterrey

Consumer Philosophy

I will be passionate about homeownership and believe that helping individuals enter into a new house is really a privilege. We will always work tirelessly for my clients and treat all of them with the respect they deserve. My objective is always to do this kind of good task, that my customers cannot help but refer their loved ones and buddies. We make use of various types of home mortgage services and products while focusing on First-Time real estate and Grant products.

Many years of Experience: 12 Years

With many years of banking experience, i’ve gained an understanding that is keen of financing and banking. This knowledge assists me to ask the proper questions, gather the necessary data and make solid tips for my clients, centered on their situation.

Consumer Philosophy

Developing relationships that are meaningful my clients assists us to higher personalize bank services and products to best fit their needs. Every consumer is exclusive and understanding may be the first rung on the ladder.

Consumer Commentary

“Cicily is devoted to her clients. She provides updates to both events, is out of her method to always help and is capable of being upfront and truthful.”

Several years of Experience: 16+ years

I have already been facilitating property seminars in both Spanish and English for quite some time. Being bi-lingual permits us to interact with a higher community of individuals who are seeking guidance throughout their house purchasing journey. I work closely with United Community Center and Housing Resources, Inc. and also been in a position to broaden my knowledge and turn a professional in community financing.